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Homeowners Insurance in and around Kalkaska

Would you like to create a personalized homeowners quote?

We also offer Homeowners insurance in:
  • traverse city
  • kalkaska
  • acme
  • grand traverse
  • kingsley
  • fife lake
  • mancelona
  • bellaire
  • rapid city
  • south boardman
  • gaylord
  • west branch
  • elmira
  • alden
  • alba
  • lewiston
  • kewadin
  • williamsburg
  • east jordan
  • central lake

Welcome Home, With State Farm Insurance

Home is where family gathers laundry is continuous, and you enjoy coverage from State Farm. It just makes sense.

A good neighbor helps you insure your home with State Farm.

The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Open The Door To The Right Homeowners Insurance For You

Agent Michael Smith has got you, your home, and your keepsakes covered with State Farm's homeowners insurance. You can call or go online today to get a move on setting up a plan that fits your needs.

More homeowners choose State Farm® as their home insurance company over any other insurer. Kalkaska homeowners, are you ready to learn more about what the State Farm brand can do for you? Get in touch with State Farm Agent Michael Smith today.

Have More Questions About Homeowners Insurance?

Call Michael at (231) 258-4050 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Answers about automatic fire sprinkler systems

Commercial sprinkler systems are a key step in fire protection. If you have questions, get answers to help protect your business from devastating fire damage.

Celebrate the 2026 world soccer championship… but safely

You’ve waited over four years to watch the soccer championship. Check out these tips for enjoying the game safely with friends and family.

Profile photo of a State Farm Agent named: Michael Smith

Michael Smith

State Farm® Insurance Agent
Office Address:
208 N Cedar Street Unit B
Kalkaska, MI 49646-9410
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Michael Smith

Michael Smith

State Farm® Insurance Agent
Office Address:
208 N Cedar Street Unit B
Kalkaska, MI 49646-9410
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Answers about automatic fire sprinkler systems

Commercial sprinkler systems are a key step in fire protection. If you have questions, get answers to help protect your business from devastating fire damage.

Celebrate the 2026 world soccer championship… but safely

You’ve waited over four years to watch the soccer championship. Check out these tips for enjoying the game safely with friends and family.