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Homeowners Insurance in and around Kalkaska

Would you like to create a personalized homeowners quote?

We also offer Homeowners insurance in:
  • traverse city
  • kalkaska
  • acme
  • grand traverse
  • kingsley
  • fife lake
  • mancelona
  • bellaire
  • rapid city
  • south boardman
  • gaylord
  • west branch
  • elmira
  • alden
  • alba
  • lewiston
  • kewadin
  • williamsburg
  • east jordan
  • central lake

Welcome Home, With State Farm Insurance

After a stressful day at work, there’s nothing better than coming home. Home is where you kick back, unwind and rest. It’s where you build a life with the ones you love.

A good neighbor helps you insure your home with State Farm.

The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Open The Door To The Right Homeowners Insurance For You

Michael Smith can walk you through the whole coverage process, step by step. You can have a straightforward experience to get coverage options for everything that’s meaningful to you. We’re talking about more than just protection for your appliances, linens and swing sets. Protect your family keepsakes—like collectibles and mementos. Protect your hobbies and interests—like sound equipment and videogame systems. And Agent Michael Smith can share more information about State Farm’s great savings and coverage options. There are savings if you choose a higher deductible or have home security devices, and there are plenty of policy inclusions, such as liability insurance to protect you from covered claims and legal suits.

Whether you're prepared for it or not, the accidental can happen. But with State Farm, you're always prepared, so you can laugh and play knowing that your belongings are protected. Additionally, if you also insure your pickup truck, you could bundle and save! Contact agent Michael Smith today to go over your options.

Have More Questions About Homeowners Insurance?

Call Michael at (231) 258-4050 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Answers about automatic fire sprinkler systems

Commercial sprinkler systems are a key step in fire protection. If you have questions, get answers to help protect your business from devastating fire damage.

Celebrate the 2026 world soccer championship… but safely

You’ve waited over four years to watch the soccer championship. Check out these tips for enjoying the game safely with friends and family.

Profile photo of a State Farm Agent named: Michael Smith

Michael Smith

State Farm® Insurance Agent
Office Address:
208 N Cedar Street Unit B
Kalkaska, MI 49646-9410
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Michael Smith

Michael Smith

State Farm® Insurance Agent
Office Address:
208 N Cedar Street Unit B
Kalkaska, MI 49646-9410
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Answers about automatic fire sprinkler systems

Commercial sprinkler systems are a key step in fire protection. If you have questions, get answers to help protect your business from devastating fire damage.

Celebrate the 2026 world soccer championship… but safely

You’ve waited over four years to watch the soccer championship. Check out these tips for enjoying the game safely with friends and family.