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Profile photo of a State Farm Agent named: Michael Smith

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State Farm® Insurance Agent

Michael Smith

Smith Ins and Fin Svcs Inc

(231) 258-4050
208 N Cedar Street Unit B
Kalkaska, MI 49646-9410

Across the street from Marathon Gas Station

Profile photo of a State Farm Agent named: Michael Smith

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting


208 N Cedar Street Unit B
Kalkaska, MI 49646-9410



Hello, and welcome to Michael Smith State Farm! We are your local Insurance Agent assisting all Michigan residential and commercial insurance customers with a Personal Price Plan today.

Fireworks may light up the sky in July, but accidents can happen. Make sure your insurance coverage is in order before you celebrate Independence Day and enjoy all the fun summer has to offer

Life Insurance is one way to set you and your family up for financial success for generations to come. If you've never inquired about Life Insurance, there's no better time than today to have that discussion. Contact us to schedule a free Life Insurance meeting!

A little about me: I was born and raised right here in Michigan and absolutely love living in the Traverse City/Kalkaska area. I’ve been in the insurance industry for almost 10 years and proudly working with State Farm for the last six years. I am a graduate of The University of Northwestern Ohio and I’m licensed to quote everything from auto, home, life, disability policies and helping with your retirement plan.

I’ve been married for 8 years to my beautiful wife Tricia, who is also a Michigan native. We have one teenage daughter Aspen, who keeps us busy with her after school activities like drama and art. In my free time I love to golf, camp, boat and hike. Anything outdoors in beautiful northern Michigan makes me and my family happy.

Community Involvement: One of my passions outside of work is helping make my community a better place. I believe in giving back to our community and helping those in need. When you work with me and my team, you can believe that we will always have your finest interests at heart.

Michael Smith Difference: Our team has more than 20 years of insurance experience combined, and we are committed to providing you with a Personal Price Plan that addresses your insurance needs. We are always here to help! We offer 24/7 customer service and claims service. We do not require an appointment, so feel free to stop by our office any time during normal business hours. If our business hours do not work for you, let us know! Our team is always more than happy to schedule an in person or virtual appointment to meet with you after hours or on the weekend.

Join Our Team: if you're looking for a career in insurance, we are currently hiring! Join our team and help us continue to make a positive impact in the lives of our customers and our community. To apply, click on the Jobs tab at the top of our website.

Be sure to ask our team about Bundle & Save plans, how to enroll in Drive Safe & Save, how to order a Ting device that monitors electrical wiring within your home to prevent potential house fires, and how to get the most out of the State Farm Mobile App!

We look forward to meeting you and helping you make life go right!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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Delivering personalized insurance and building lasting relationships to protect and support our customers dreams and goals.

Rachel Boyer State Farm Agent Team Member

Rachel Boyer

Account Manager

Rachel is a dedicated insurance agent in Northern Michigan. I am licensed in auto and fire, and I have a passion for providing memorable customer experiences. My main goal is to help you find the coverage that suits your specific needs. I am here to assist you every step of the way, ensuring that you have the right coverage in place.
Emily Morrow State Farm Agent Team Member

Emily Morrow

Account Manager

I am a licensed insurance representative in Health and Life as well as Auto and Fire. I just moved up to the northern Michigan area and am super excited to be joining the team! I am dedicated to help make sure you get the coverage that is needed!
Jared Benak State Farm Agent Team Member

Jared Benak

Account Manager

Jared was born and raised in Northern Michigan and now resides north of Kalkaska with his wife and daughter. He has worked in the business for over a decade and over this time he has gained a good understanding of the problems Michiganders face, and works diligently to make options easy to understand.

Our Agency

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.