Skip to content
Call
Text
Profile photo of a State Farm Agent named: Michael Smith

Would you like to create a personalized quote?

Continue a saved quote Items needed for a quote
File a Claim Send Payment
State Farm® Insurance Agent

Michael Smith

Smith Ins and Fin Svcs Inc

(231) 258-4050

Office Hours

After Hours by Appointment

Address

208 N Cedar Street Unit B
Kalkaska, MI 49646-9410

Across the street from Marathon Gas Station

Profile photo of a State Farm Agent named: Michael Smith
5/5 average rating on Google (303 reviews)
Contact Us
Contact Us
Text Us
Map & Directions
Get ID Card

Would you like to create a personalized quote?

Continue a saved quote Items needed for a quote
File a Claim Send Payment

Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Contact me to schedule a virtual meeting

Address

208 N Cedar Street Unit B
Kalkaska, MI 49646-9410

Languages

English
Map Image

Welcome to the Michael Smith State Farm Agent Office in Kalkaska, MI

We’re proud to serve individuals, families, and business owners across Michigan and Ohio with reliable insurance options and a commitment to honest, personalized service. Whether you're from Mancelona, Fife Lake, Westwood, Cadillac, Traverse City, or anywhere else in Michigan or Ohio, our team is here to help you navigate your insurance needs.

As your life gears up for new adventures—whether that’s summer road trips, weekend projects, or time with family—it's the perfect moment to make sure your coverage is ready to protect what matters most. I’m here at State Farm to help you safeguard your home, auto, and all your “toys,” so you can enjoy every mile with confidence.

Did you know State Farm offers Life Insurance? It’s so important to learn the options you have to protect your family. We pride ourselves on having comprehensive conversations to make sure we provide you with the right policy for your budget.

With more cars on the road, it’s especially important to have a comprehensive Auto Insurance plan. We can also help you with Motorcycle, RV, and Boat Insurance to keep your other vehicles covered on your summer adventures. Additionally, we offer Health Insurance to help safeguard your loved ones, Home, Renters, and Condo Insurance to cover your property and belongings, and more.

At our office, we believe that insurance should be straightforward and designed around your unique needs. We take the time to get to know our State Farm customers so we can help them make informed, confident decisions about their coverage.

When I’m not in the office, I enjoy golfing, bowling, playing card games, and spending time with my wife and daughter. I want to help you and your loved ones safeguard what you love most so you can focus on living life to the fullest, too. Please reach out or visit our office to see how my team and I can take care of your insurance needs!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Investment Services, Annuities

FINRA’s BrokerCheck View Licenses

Home warranties

Learn here about what home warranties are, what they cover, and how they might offer added protection.

Why attic ventilation matters

Proper attic ventilation is important, especially for homes located in climates where snow, ice dams and humidity problems are common.

Tips to deal with most common home emergencies

Do you have an effective emergency management plan? Here are step-by-step instructions to deal with common home emergencies.

View More Articles

At the Michael Smith State Farm Agent office in Kalkaska, MI, our mission is to help our community protect what matters most with comprehensive Auto, Life, Home Insurance, and more.

We are licensed in Michigan and Ohio, serving Kalkaska, Antrim, and Missaukee counties and beyond. Reach out or stop by to discuss your insurance needs with our dedicated team today.